Million Dollar Habits
by Brian Tracy
Tracy's money-habits book is a practical list: save first, spend less than you earn, study your field an hour a day, keep good company, avoid debt that does not produce income. There is no secret, and the author says so. Readers who want sophistication will be bored; readers who need the basics said clearly will be served.
Read it if…
you earn a decent income and still end each month wondering where it went.
Skip it if…
you are already investing systematically and want strategy, tax or asset-allocation depth.
Three things you will actually use
- Pay yourself first, automatically.
- Spend one hour a day getting better at how you earn.
- Audit every recurring expense once a quarter.
Do this first
Automate a transfer of ten percent of the next paycheck before you see it.
Our verdict
Personal finance fundamentals, repeated until they stick; nothing clever, nothing wrong.
Compare with other Habits books
High Performance Habits
Brendon Burchard · Habits
Research-flavored and coach-heavy; the six-habit scorecard is the keeper.
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Rich Habits
Thomas C. Corley · Habits
A straightforward habit inventory; unproven as cause, sensible as practice.
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The Power of Habit
Charles Duhigg · Habits
The best-told habit book; read it for understanding, pair it with a workbook for action.
CLICK TO SEEBrowse all Habits book reviews or get the free Reality Code Cheat Sheet.
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