Quit Like a Millionaire
by Kristy Shen and Bryce Leung
A couple who retired in their early thirties on a million dollars explain how: high savings rate, index funds, geographic arbitrage, a cash cushion and backup plans for crashes. The math is laid out clearly and the authors are candid about what they gave up. Not a path for everyone, but an honest one.
Read it if…
you are interested in financial independence and want the numbers, not just the philosophy.
Skip it if…
you have children, a fixed location or a low income; the authors acknowledge the model fits best without those.
Three things you will actually use
- Raise the savings rate; it matters more than returns.
- Hold a cash cushion to avoid selling in crashes.
- Plan for the worst year, not the average.
Do this first
Calculate your savings rate and the years to independence at that rate using the book's table.
Our verdict
Clear, numerate and frank; the practical financial-independence book.
Compare with other Money books
Same as Ever
Morgan Housel · Money
Short, wise and rereadable; a worthy follow-up to The Psychology of Money.
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