You Need a Budget
by Jesse Mecham
The four rules behind the YNAB method: give every dollar a job, embrace true expenses, roll with the punches, age your money. A budgeting philosophy, software optional.
Read it if…
budgets have never worked for you.
See the book →
Skip it if…
you want investing.
Try instead: The Barefoot Investor →
Three things you will actually use
- Every dollar a job.
- Budget for true expenses.
- Age your money.
Do this first
Give every dollar in your account a job tonight.
Our verdict
Four rules for budgeting.
See the book →
Compare with other Money books

Warren Buffett and the Interpretation of Financial Statements
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Statements, Buffett-style.
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