
Broke Millennial
by Erin Lowry
Lowry's guide for people in their twenties who were never taught money: budgeting, credit, student loans, splitting bills with friends, talking about money with partners. It is friendly, concrete and honest about awkward situations. A solid first money book for a young adult.
Read it if…
you are starting out and want the basics without condescension.
Skip it if…
you are past the basics; this is foundational.
Three things you will actually use
- Know your numbers: income, debts, score.
- Build a small emergency fund before anything fancy.
- Have the money conversation before it becomes a fight.
Do this first
Check your credit score and read what is affecting it.
Our verdict
Approachable and practical; a good gift for a new graduate.
Compare with other Money books

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Clear, numerate and frank; the practical financial-independence book.
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Same as Ever
Morgan Housel · Money
Short, wise and rereadable; a worthy follow-up to The Psychology of Money.
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