Debt Is a Behaviour Problem Wearing a Maths Costume
Everybody knows the arithmetic of paying off debt. Almost nobody follows it, because the debt was never created by arithmetic. Here’s what I had to change before the numbers would move.
Everybody knows the arithmetic of paying off debt. Almost nobody follows it, because the debt was never created by arithmetic. Here’s what I had to change before the numbers would move.
You do not need a bigger paycheck to start building discipline. You need a system that works with the money you already have, starting with the next one that lands.
Check your last bank statement. The pattern staring back at you is not a budgeting problem — it is a self-worth problem wearing a dollar sign.
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